# Landlord insurance, \*excluding\* building cover **URL:** \ **Category:** Landlord Discussion\ **Created:** [26 September 2023 13:35 UTC](https://community.openrent.co.uk/t/landlord-insurance-excluding-building-cover/55144 "2023-09-26T13:35:21Z")\ **Posts on this page:** 11\ **Page:** 1
**Author:** ![Rob26](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/rob26/32/10069_2.png) [@Rob26](https://community.openrent.co.uk/u/Rob26)\ **Post date:** [26 September 2023 13:35 UTC](https://community.openrent.co.uk/t/landlord-insurance-excluding-building-cover/55144/1 "2023-09-26T13:35:21Z")
Hi. I have two flats in (two different) converted houses. Wondering whether I can get Landlord Insurance that just covers the landlord-y bits, leaving out the structural building and accident stuff. I ask because I already get buildings cover by contributing to a joint policy held by all the flat owners in the house. Hope that’s clear. Help appreciated. Thanks. ---
**Author:** ![Chris](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/chris/32/10506_2.png) [@Chris](https://community.openrent.co.uk/u/Chris)\ **Post date:** [26 September 2023 13:59 UTC](https://community.openrent.co.uk/t/landlord-insurance-excluding-building-cover/55144/2 "2023-09-26T13:59:46Z")
You can request your insurance to be contents and landlords fixtures and fittings without the buildings element. Most policies relating to flats are done this way. ---
**Author:** ![Rob26](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/rob26/32/10069_2.png) [@Rob26](https://community.openrent.co.uk/u/Rob26)\ **Post date:** [26 September 2023 15:11 UTC](https://community.openrent.co.uk/t/landlord-insurance-excluding-building-cover/55144/3 "2023-09-26T15:11:29Z")
thanks- when you say ‘request your insurance’, do you mean my landlord insurance? And are you thinking of a policy that would also cover typical landlord ins things like unpaid rent, eviction legal costs, malicious damage…etc. (I would want those things covered) Sorry if I’m being a bit slow…thanks. ---
**Author:** ![Chris](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/chris/32/10506_2.png) [@Chris](https://community.openrent.co.uk/u/Chris)\ **Post date:** [26 September 2023 16:21 UTC](https://community.openrent.co.uk/t/landlord-insurance-excluding-building-cover/55144/4 "2023-09-26T16:21:30Z")
I usually do it all online. You begin with the basic contents cover and the other stuff like rent protection are usually optional extras for you to select if you require it. ---
**Author:** ![Rob26](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/rob26/32/10069_2.png) [@Rob26](https://community.openrent.co.uk/u/Rob26)\ **Post date:** [26 September 2023 19:22 UTC](https://community.openrent.co.uk/t/landlord-insurance-excluding-building-cover/55144/5 "2023-09-26T19:22:17Z")
thanks- you have a good place to start, by any chance? ---
**Author:** ![Chris](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/chris/32/10506_2.png) [@Chris](https://community.openrent.co.uk/u/Chris)\ **Post date:** [27 September 2023 07:13 UTC](https://community.openrent.co.uk/t/landlord-insurance-excluding-building-cover/55144/6 "2023-09-27T07:13:58Z")
[moneysupermarket.com](http://moneysupermarket.com) And, [comparethemarket.com](http://comparethemarket.com) Are popular comparison websites. Make sure to select landlord insurance which is different from regular home insurance. ---
**Author:** ![mi62014](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/mi62014/32/528_2.png) [@mi62014](https://community.openrent.co.uk/u/mi62014)\ **Post date:** [27 September 2023 11:40 UTC](https://community.openrent.co.uk/t/landlord-insurance-excluding-building-cover/55144/7 "2023-09-27T11:40:54Z")
I would check with the company who insures the building if you are covered for rentals, otherwise you might find that your not covered if you need to make a claim. ---
**Author:** ![Janet1](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/janet1/32/1384_2.png) [@Janet1](https://community.openrent.co.uk/u/Janet1)\ **Post date:** [28 September 2023 13:44 UTC](https://community.openrent.co.uk/t/landlord-insurance-excluding-building-cover/55144/8 "2023-09-28T13:44:40Z")
I got Aviva landlord insurance without building cover through Alan Boswell Group. Good level of cover at a good price. ---
**Author:** ![Chris](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/chris/32/10506_2.png) [@Chris](https://community.openrent.co.uk/u/Chris)\ **Post date:** [28 September 2023 18:37 UTC](https://community.openrent.co.uk/t/landlord-insurance-excluding-building-cover/55144/9 "2023-09-28T18:37:59Z")
That’s great​:+1:👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍 ---
**Author:** ![Rob26](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/rob26/32/10069_2.png) [@Rob26](https://community.openrent.co.uk/u/Rob26)\ **Post date:** [2 October 2023 10:45 UTC](https://community.openrent.co.uk/t/landlord-insurance-excluding-building-cover/55144/10 "2023-10-02T10:45:51Z")
Thanks everyone. Used Simply Business (my current provider for my one other property) and got a tailored quote that really fits the bill. ---
**Author:** ![system](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/system/32/11_2.png) [@system](https://community.openrent.co.uk/u/system)\ **Post date:** [31 December 2023 10:46 UTC](https://community.openrent.co.uk/t/landlord-insurance-excluding-building-cover/55144/11 "2023-12-31T10:46:46Z")
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