# Not having a guarantor **URL:** \ **Category:** Landlord Discussion\ **Created:** [2 April 2025 20:02 UTC](https://community.openrent.co.uk/t/not-having-a-guarantor/80462 "2025-04-02T20:02:56Z")\ **Posts on this page:** 11\ **Page:** 1
**Author:** ![Niteowl](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/niteowl/32/9284_2.png) [@Niteowl](https://community.openrent.co.uk/u/Niteowl)\ **Post date:** [2 April 2025 20:02 UTC](https://community.openrent.co.uk/t/not-having-a-guarantor/80462/1 "2025-04-02T20:02:56Z")
Have other landords here let a property out without a guarantor? ---
**Author:** ![A\_Z](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/a_z/32/450_2.png) [@A\_Z](https://community.openrent.co.uk/u/A_Z)\ **Post date:** [2 April 2025 20:11 UTC](https://community.openrent.co.uk/t/not-having-a-guarantor/80462/2 "2025-04-02T20:11:07Z")
Yes and I would never do it again Especially since RRB will be introduced The tenants that defaulted on rent were mainly the ones without guarantors and i had no come back to claim rent as they lived hand to mouth ---
**Author:** ![tatemono](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/tatemono/32/19789_2.png) [@tatemono](https://community.openrent.co.uk/u/tatemono)\ **Post date:** [2 April 2025 20:18 UTC](https://community.openrent.co.uk/t/not-having-a-guarantor/80462/3 "2025-04-02T20:18:38Z")
most of mine in the past have been without guarantors. But the past is not the future and it’s highly likely that I will require it from now on. ---
**Author:** ![Colin3](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/colin3/32/450_2.png) [@Colin3](https://community.openrent.co.uk/u/Colin3)\ **Post date:** [2 April 2025 20:21 UTC](https://community.openrent.co.uk/t/not-having-a-guarantor/80462/4 "2025-04-02T20:21:29Z")
Only one guarantor in 40 years ---
**Author:** ![Nilesh](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/nilesh/32/515_2.png) [@Nilesh](https://community.openrent.co.uk/u/Nilesh)\ **Post date:** [5 April 2025 17:20 UTC](https://community.openrent.co.uk/t/not-having-a-guarantor/80462/5 "2025-04-05T17:20:06Z")
Guarantors are not the ‘fix’ that some LLs believe them to be. Wait until you actually have to make a claim against a guarantor. A guarantor must have UK assets and income that fully cover their own outgoings AND the rent of your tenant to be even worth considering. This is very few people as a percentage of the population. This topic covered many times before. ---
**Author:** ![Montego](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/montego/32/17628_2.png) [@Montego](https://community.openrent.co.uk/u/Montego)\ **Post date:** [5 April 2025 20:00 UTC](https://community.openrent.co.uk/t/not-having-a-guarantor/80462/6 "2025-04-05T20:00:10Z")
The other thing not being talked about is if you have any kind of Landlord insurance, with “legal cover” i.e. for help with evicting, and obtaining possession of your property, it will be invalidated if you for example can’t evidence having done a reference check on the tenant, and / or have a guarantor in place. ---
**Author:** ![Andy11](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/andy11/32/3298_2.png) [@Andy11](https://community.openrent.co.uk/u/Andy11)\ **Post date:** [8 April 2025 10:03 UTC](https://community.openrent.co.uk/t/not-having-a-guarantor/80462/7 "2025-04-08T10:03:40Z")
I have increasing used Reposit and twice successfully made a claim. I ask for “home owning guarantors”. Any other kind is worthless. ---
**Author:** ![Arref](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/arref/32/515_2.png) [@Arref](https://community.openrent.co.uk/u/Arref)\ **Post date:** [8 April 2025 22:04 UTC](https://community.openrent.co.uk/t/not-having-a-guarantor/80462/8 "2025-04-08T22:04:57Z")
Having a Guarantor is a must ---
**Author:** ![Donk](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/donk/32/450_2.png) [@Donk](https://community.openrent.co.uk/u/Donk)\ **Post date:** [9 April 2025 13:18 UTC](https://community.openrent.co.uk/t/not-having-a-guarantor/80462/9 "2025-04-09T13:18:28Z")
I never ask for guarantors, I only let to people who can demonstrate they can afford it and pass all references. ---
**Author:** ![tatemono](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/tatemono/32/19789_2.png) [@tatemono](https://community.openrent.co.uk/u/tatemono)\ **Post date:** [21 April 2025 06:51 UTC](https://community.openrent.co.uk/t/not-having-a-guarantor/80462/10 "2025-04-21T06:51:13Z")
You should bear in mind that applicants can only demonstrate they can afford it at the time you take up references. There is no future guarantee that any tenant can (or will) pay rent. Guarantors reduce this inherent risk to any tenancy. ---
**Author:** ![system](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/system/32/11_2.png) [@system](https://community.openrent.co.uk/u/system)\ **Post date:** [20 July 2025 06:51 UTC](https://community.openrent.co.uk/t/not-having-a-guarantor/80462/11 "2025-07-20T06:51:48Z")
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