# Referencing. Existing credit accounts

**URL:** <https://community.openrent.co.uk/t/referencing-existing-credit-accounts/16913>\
**Category:** Landlord Discussion\
**Created:** [19 October 2020 07:26 UTC](https://community.openrent.co.uk/t/referencing-existing-credit-accounts/16913 "2020-10-19T07:26:09Z")\
**Posts on this page:** 3\
**Page:** 1

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**Author:** ![Richard2](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/richard2/32/5378_2.png) [@Richard2](https://community.openrent.co.uk/u/Richard2)\
**Post date:** [19 October 2020 07:26 UTC](https://community.openrent.co.uk/t/referencing-existing-credit-accounts/16913/1 "2020-10-19T07:26:09Z")

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This section of my Openrent speedy reference reports that my prospective tenant has several open credit accounts. The reference passes, but with risk level (only just) in the high bracket. Should I be concerned?

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**Author:** ![David122](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/david122/32/1449_2.png) [@David122](https://community.openrent.co.uk/u/David122)\
**Post date:** [19 October 2020 15:35 UTC](https://community.openrent.co.uk/t/referencing-existing-credit-accounts/16913/2 "2020-10-19T15:35:36Z")

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I would ask to see 6 months bank statements and 6 months of each credit card to see what is going on.

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**Author:** ![system](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/system/32/11_2.png) [@system](https://community.openrent.co.uk/u/system)\
**Post date:** [9 August 2022 12:52 UTC](https://community.openrent.co.uk/t/referencing-existing-credit-accounts/16913/3 "2022-08-09T12:52:07Z")

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