# Tenant affordability **URL:** https://community.openrent.co.uk/t/tenant-affordability/9799 **Category:** Landlord Discussion **Created:** [19 February 2020 08:08 UTC](https://community.openrent.co.uk/t/tenant-affordability/9799 "2020-02-19T08:08:39Z") **Posts on this page:** 6 **Page:** 1
### Author: ![Tracey10](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/tracey10/32/3518_2.png) [@Tracey10](https://community.openrent.co.uk/u/Tracey10) #### Post date: [19 February 2020 08:08 UTC](https://community.openrent.co.uk/t/tenant-affordability/9799/1 "2020-02-19T08:08:40Z")
Hi - This is the first time I’ve used openrent as a Landlord and have a question - what percentage of the household income would be classed as affordable to pay the rent. ie if my property is £575.00 per month not including bills what should their income be to be able to pay this? Hope this makes sense. ---
### Author: ![John45](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/john45/32/515_2.png) [@John45](https://community.openrent.co.uk/u/John45) #### Post date: [19 February 2020 10:18 UTC](https://community.openrent.co.uk/t/tenant-affordability/9799/2 "2020-02-19T10:18:35Z")
A common rule of thumb is having a net income of at least three times the rent. Good luck ---
### Author: ![Sam](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/sam/32/6179_2.png) [@Sam](https://community.openrent.co.uk/u/Sam) #### Post date: [19 February 2020 15:58 UTC](https://community.openrent.co.uk/t/tenant-affordability/9799/3 "2020-02-19T15:58:15Z")
Hi Tracey, if you are using our referencing report partner, Rentguard, then tenants must earn around 35% of the rent in order to pass the affordability checks. Sam ---
### Author: ![Colin3](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/colin3/32/450_2.png) [@Colin3](https://community.openrent.co.uk/u/Colin3) #### Post date: [19 February 2020 16:29 UTC](https://community.openrent.co.uk/t/tenant-affordability/9799/4 "2020-02-19T16:29:14Z")
unfortunately you dont know how much their outgoings are e g payments on a car . payments for children, divorce bills, childcare. , there s allsorts ---
### Author: ![Charles8](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/charles8/32/4487_2.png) [@Charles8](https://community.openrent.co.uk/u/Charles8) #### Post date: [10 July 2020 08:18 UTC](https://community.openrent.co.uk/t/tenant-affordability/9799/5 "2020-07-10T08:18:33Z")
If in doubt always take out Rent guarantee - there will be a lot of people being made unemployed over the coming year so we have done this for most of our existing tenants ---
### Author: ![system](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/system/32/11_2.png) [@system](https://community.openrent.co.uk/u/system) #### Post date: [9 August 2022 12:51 UTC](https://community.openrent.co.uk/t/tenant-affordability/9799/6 "2022-08-09T12:51:32Z")