# Will they still be guarantors?

**URL:** <https://community.openrent.co.uk/t/will-they-still-be-guarantors/56522>\
**Category:** Landlord Discussion\
**Created:** [26 October 2023 08:13 UTC](https://community.openrent.co.uk/t/will-they-still-be-guarantors/56522 "2023-10-26T08:13:17Z")\
**Posts on this page:** 9\
**Page:** 1

<div class="post-metadata">

**Author:** ![Thomas7](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/thomas7/32/20041_2.png) [@Thomas7](https://community.openrent.co.uk/u/Thomas7)\
**Post date:** [26 October 2023 08:13 UTC](https://community.openrent.co.uk/t/will-they-still-be-guarantors/56522/1 "2023-10-26T08:13:17Z")

</div>

Hi,

It’s looking like only 2 out of 3 of my tenants guarantors will pass referencing (one of the tenants didn’t pass either).

My question is, I know I now can’t get rent insurance but, legally, do all the guarantors on the contract still have to act as guarantors?

Thanks.

---

<div class="post-metadata">

**Author:** ![Graham](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/graham/32/450_2.png) [@Graham](https://community.openrent.co.uk/u/Graham)\
**Post date:** [26 October 2023 08:21 UTC](https://community.openrent.co.uk/t/will-they-still-be-guarantors/56522/2 "2023-10-26T08:21:59Z")

</div>

3 unrelated tenants? You got a HMO license?

---

<div class="post-metadata">

**Author:** ![Thomas7](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/thomas7/32/20041_2.png) [@Thomas7](https://community.openrent.co.uk/u/Thomas7)\
**Post date:** [26 October 2023 08:23 UTC](https://community.openrent.co.uk/t/will-they-still-be-guarantors/56522/3 "2023-10-26T08:23:09Z")

</div>

You don’t need one in Brighton and Hove for 3 tenants now.

---

<div class="post-metadata">

**Author:** ![David122](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/david122/32/1449_2.png) [@David122](https://community.openrent.co.uk/u/David122)\
**Post date:** [26 October 2023 09:16 UTC](https://community.openrent.co.uk/t/will-they-still-be-guarantors/56522/4 "2023-10-26T09:16:04Z")

</div>

You would still have to abide by the HMO Management Regulations

---

<div class="post-metadata">

**Author:** ![Thomas7](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/thomas7/32/20041_2.png) [@Thomas7](https://community.openrent.co.uk/u/Thomas7)\
**Post date:** [26 October 2023 11:55 UTC](https://community.openrent.co.uk/t/will-they-still-be-guarantors/56522/5 "2023-10-26T11:55:55Z")

</div>

I’m aware of that. My question is not about HMO!

---

<div class="post-metadata">

**Author:** ![EmanNeercs](https://avatars.discourse-cdn.com/v4/letter/e/59ef9b/32.png) [@EmanNeercs](https://community.openrent.co.uk/u/EmanNeercs)\
**Post date:** [26 October 2023 13:12 UTC](https://community.openrent.co.uk/t/will-they-still-be-guarantors/56522/6 "2023-10-26T13:12:17Z")

</div>

> [@Thomas7](#):
>
> but, legally, do

I’d be interested in the answers to this one on the premise that no-one apart from the OP and the guarantors actually know the terms of the deal they signed - including the clauses on interpretation.

---

<div class="post-metadata">

**Author:** ![Karl2](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/karl2/32/9284_2.png) [@Karl2](https://community.openrent.co.uk/u/Karl2)\
**Post date:** [31 October 2023 06:42 UTC](https://community.openrent.co.uk/t/will-they-still-be-guarantors/56522/7 "2023-10-31T06:42:00Z")

</div>

I don’t understand the question. No one ‘has’ to do anything until the rental/ guarantor agreement is signed. Are they happy to sign?

---

<div class="post-metadata">

**Author:** ![David122](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/david122/32/1449_2.png) [@David122](https://community.openrent.co.uk/u/David122)\
**Post date:** [31 October 2023 15:11 UTC](https://community.openrent.co.uk/t/will-they-still-be-guarantors/56522/8 "2023-10-31T15:11:10Z")

</div>

If you’re intending to have them as joint tenants, (assuming you can persuade them all to be liable for each others debts when one of them hasn’t even passed referencing), then each tenant is liable for the whole rent and if one defaults, you can demand the shortfall from the others. I wouldn’t recommend this though. Likewise with the guarantors. Unless you are using limited guarantee agreements, (where they just guarantee the rent of one tenant), then each guarantor is underwriting the whole rent.

---

<div class="post-metadata">

**Author:** ![system](https://yyz1.discourse-cdn.com/flex031/user_avatar/community.openrent.co.uk/system/32/11_2.png) [@system](https://community.openrent.co.uk/u/system)\
**Post date:** [29 January 2024 15:11 UTC](https://community.openrent.co.uk/t/will-they-still-be-guarantors/56522/9 "2024-01-29T15:11:50Z")

</div>

Closed on 29 January 2024 15:11 UTC

This topic was automatically closed 90 days after the last reply. New replies are no longer allowed.
