no communal garden? Near to a canal and woodland is good
I get both views. We all have different abilities and oppotunities. We all spend our money differently I am not a holiday fan at all but I lived in a valley with a river running thru my garden. Holiday all the time. So not going on many hols meant I could buy properties. I never bought a posh car, always an older, s/hand one Considered it a waste so spent on properties . You get my drift? Always knew renting was not as good as buying. But not all people have an ability or even want to do that. We are not all born equal
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Iām sorry Richard I disagree. I know of many people who have had a terrible home life and still achieved amazing things. I have a friend who I had known from school who was from a very poor family and he himself as an adult along with his partner who struggled with drug addiction and they had young children who obviously suffered immensely and it was always said it was unbelievable that the social services never got involved. Anyway he eventually lost his life to drugs at the age of 39 years old but it was a turning point for his family and yes his partner struggled to get clean afterwards and it was down to their eldest daughter to be a carer to them all and in the midst of all the the daughter was given a scholarship to the private grammar school and has since been accepted in to Oxford on a full scholarship! So that is just one story that shows everyone regardless of wealth, race, and location everyone has the opportunity to succeed and that we are all in charge of our own destiny. But even if you donāt become financially successful donāt be bitter against those that do a definitely donāt expect them to give you want you want as though itās your god given right!
Itās no ones fault that you donāt have all you want in life and wrong to expect landlords to let their property to you when so much legislation and unfair practices by the government are costing them tens of thousands of pounds in damages and list rent from tenants in receipt of benefits so yes itās not good that we are tied to the same brush because we are both in receipt of disability benefits but it is what it is. So again instead of bad mouthing the landlords in the private sector, put all that energy in to lobbying your local MP to stop these unfair practices of giving tenants the money for rents and stop giving tenants who damage property and donāt pay rent legal aid! We are the only country in the world who offer criminals a bottomless pit of money to try get away with a crime! Itās ridiculous 
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During covid lockdown I signed in council tenants for both my flats who I vetted before signing AST (zone 2 was a ghost town). They both seemed like lovely people who simply wanted a home. BUT with the council involved its a different story. With flat A, theyād given me all the assurances on the benefits and affordability on the tenant but found none of it was in place by the time tenants moved in. I had very little or no rent for 5 months on the promises that the tenants were entitled to it. It was a very stressful time for both tenant and myself. The happy ending is that the tenant has been great, back payments were eventually made and the full rent has so far been on time.
Flat B: The tenant (who paid in full on time for a year) told me back in January that she couldnt afford the rent and needs to find affordable housing - which is sought by the LA. Although Iād given her 3 months reduced rent to find alternative accommodation and save deposit, she told me when I went to collect the keys that she had been ācounselledā (LA) to stay put until she gets āthe legal letterā. Iām assuming this is the bailiffs letter. Naturally none of this ever is in writing as it would be evidence to law breaking. She cant be rehoused without the LAās help and if she vacates then she is seen as taking āvoluntary homelessnessā and forfeits her rights for help. Until then we are stuck where she pays whatever she deems āaffordableā rent (despite having a new car and a jacuzzi in the garden). Seems like the LA have no plans to move her until I am able to involve the bailiffs - just giving promises that they are working on it - it is now mid Sept. and I am waiting for a possession order. Itād be a different case if she wasnt paying council tax!
Long story short - if you are taking on council tenants (whether rogue or decent) - you are ineffectively taking on the LA WHO will play dirty to keep their housing books clear at any cost to the landlord. If you feel something is off then it generally IS. In this scenario Iāve found the LA responsible for all the stress and debt. LA are not interested in the landlord losing money, wont play fair and they LIE from the offset. Even when your AST comes to an end, a s21 is still required to evict so please dont assume you may not need it. The tenant has obligations to fulfil as much as you do as a landlord. Just make sure you meet your side of the agreement and process at all times. Dont be swayed by promises as this is not the currency to pay your mortgage/charges. If possible take out landlord insurance that will cover you legally and for rent loss - highly likely itāll be needed at some point.
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Itās disgraceful that LA can behave in this way and who do you go to when a LA acts dishonest? I used to work in banking and the energy sector and one of the many regulation is TCF Treat Customers Fairly and in the energy sector they even have to tell customers if they are not the cheapest supplier and tell them who is!! So the government creates regulations on every single sector but they can break the law and behave dishonesty and fear no repercussions! Itās an absolute disgrace
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it has always been that way Years ago a revenue officer asked me about a tenant . i replied that when I had asked a question about a tenant to the L A. Guess what they said they were not allowed to tell me. so ārevenue officer what is good for the goose is good for the gander, so I am not telling youā
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Julie
Your talking to a person who has worked in various countries around the world in highly professional roles. I also hold a B.A Hons in Housing Management so I know what Iām talking about ā¦this type of comment from youā¦ So again instead of bad mouthing the landlords in the private sector,ā¦/ this broad and inaccurate assumption by you reflects how much you actually understand. I thought I had already pointed out to you that it is clear you donāt understand the bigger picture concerning micro and macro economics in relation to property ownership/rental and the involvement of the banking cartel both economically and politically.
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I agree with this. But I also believe that those who are mentally or physically stronger, more capable, willing to take risks, have more opportunities or are born into wealth should be able to use and maximise their potential and should not be pulled back to the level of those less āfortunateā. This would completely stunt progression, and is in fact totally unjust. I am not suggesting anyone is neglected, just that allow those who can, do.
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Well we can agree to disagree but I still think you need to understand why there is such a negative response from landlords accepting DSS tenants and itās mainly due to the way tenants are paid rent directly and basically saying itās up to them how they use that money and donāt pay rent the given legal aid so that they can be defended against the indefensible but are treated as the victim and donāt even get me started on getting away with incomprehensible damage that is ignored leaving landlords in thousands upon thousands out of pocket like Sally. That is unacceptable no matter how any landlord has funded their rental property.
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Julie ( and Mark)ā¦tenants are never told that! [quote=āJulie1, post:32, topic:38889ā]
itās mainly due to the way tenants are paid rent directly and basically saying itās up to them how they use that money and donāt pay rent
[/quote] ā¦ When you look closely at how the UK banks have forced multiple debt trap system on UK citizens, it could be a tenant has fallen into one of the multiple debt traps which then further influence empowerment by banks over the elected government and law making (economic/law influences) ā¦ or it could be a tenant has serious alcohol or drug addictions?..you previously accused me of rubbishing private landlords/ which I have never done In fact i understand Right to Buy landlords, they want to profit from a venture, nothing strange about that, its human nature. What I did point out is it traps the BTR landlord into a need for profit via gradually introduced laws pushed by bankers, which push more costs onto all landlords, add in letting agents seeking a profit and PRS landlords have no option but to go for the highest rent possible. I respect a PRS landlord or an outright property owning landlordā¦but, I say this knowing Iām right, the future for them being gradually introduced by bankers is seriously grim. Many of them will quit the market. Nobody could blame them for doing so. The next attack on landlords will come from the tax office which is ultimately controlled by the UK banking cabal. I donāt mind saying this because I will be proven to speak the truth. being honest with fellow citizens is always the path I will choose. I will leave the UK in 5 years, but now, Iām searching for a landlord with whom I can build a positive relationship and rental agreement built on honesty, intelligence and two way trust.
this back and forth is serving no purpose Open rent need to close it
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I agree. I am the OP. Can someone close this thread please?
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Oh my goodness. So, taking that to other venues, if someone on UC or low earning goes to the checkout in the supermarket and says they canāt afford it, please drop your prices just for meā¦ā¦.Iām as compassionate as the next person, but, donāt forget that some landlords maybe only rent out one property, and are actually depending on rental income as their only income. So, of the tenant is the āvictimā that is the āfaultā of society as a whole, not this individual landlord.
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I am understanding more of what you are meaning now as far as BTL landlords and banks etc.
I really hope you get an opportunity to put your case to a private landlord direct like I did and that you get the home you want and need for your daughter. Best wishes Richard.
I apologise to the OP it was very unfair to continue going back and forth on your post and I assure you I will not comment any further. Hope you get the information you was requesting. Best wishes going forward.
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Agreed: i have tenants defaulting since Dec 2021 - UC complicit, paying rent directly to the tenants who refuse to pay the rent. I have made 13 applications to UC, each one turned down with vague excuses. Court case Sept 2022 - Bailiffs due in October. Tenants have done extremely well in snaffling the rent with no repercussions. Surely it is fraud? But the legal system is decriminalising āthievingā UC tenants.
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all the more reason not to take on uc applicants You cannot trust the Local councils
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I know itās probably not the thing to say but I donāt take on u/c tenants as Iāve been bitten years back.
Most people on u/c are on the border line and thereās no room for error.
I would rather leave a house empty for a month than take on a u/c tenant and I go for working couples only .
Unfortunately in this day age you canāt just say it .
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jason . Totally agree with you,you cannot say it but you can think it and there are ways around it you just have to be canny.
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I dont take them generally but I have a tenant on disability and has been great to date. He had savings, good credit, proof of long term rent payment, worked previously, very well organised with paperwork etc so I knew he was careful.
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Hmmm, I would be asking them what has changed in his circumstances to change his affordability assessment since he was, presumably, on UC from the start of his tenancy. Did he have some part time work (<16hrs/wk) originally, or what?
I would also be looking into whether the Councils tribunal system can consider the Councilsā blatant misrepresentation of this tenants suitability, if that is the case!
What are those conditions, how do they propose to enforce said conditions, and can they legally be enforced, if you accepted the shortfall payment?
You should be insisting those conditions include an unequivocal agreement to pay all future rents in full, directly to you. Explaining to them that otherwise, they are attempting to force you into a never ending debt situation, since the tenant clearly cannot afford it. Tell them you will only sign a renewal of the tenancy in the name of the council as primary tenant, with permission to sublet.
Some councils do take on tenancies, but most do not.
Personally I would attempt to get the payment from the council and immediately commence a repossession order, to get rid of this liability of a tenant. Take legal advice, if you are uncertain of your position.
Good luck, and learn the lesson. Councils have no interest in the landlords predicament, and use such tactics to get homeless / potentially homeless people off the streets, even if itās only temporary, it improves their statistics, and is one less problem for as long as the landlord suffers it.
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