External stairs repair question

[Nano]

I wonder does the buildings insurance cover this sort of damage on the outside structures. I presume not, but still worth asking.

A part of the stairs has a crack, and a big chunk of brick wall is loose, it can be moved easily. Not the stairs themselves, but the wall, a sort of partition or fence wall at the foot of the stairs.

And one of the steps is not in a good condition, the previous owner tried to fixed it with a sort of a filler at some point in past, but the result you can see on the picture.

[Colin3]

Read your building insurance literature

[David122]

They’d probably point to wear and tear as the cause. Your policy excess probably makes a claim not worthwhile anyway.

[A_A]

Can’t you get it repaired yourself
This is such a small job
Is it worth the increase in premium cost to yourself for the next few years because you made a claim

[Colin3]

that single brick wall with soldiers on top will always give trouble. Take soldiers off relay horizontal and put concrete capping on it

[Nano]

Yes, it’s better repair it myself

[Nano]

No, I don’t think it’s worth it. I’ll definitely repair it myself

[Nano]

Thank you for the idea! I’ll think about it.