Hey, we said we’d love to move forward with a flat and the landlord was very keen on us. We’ve filled out all referencing etc, and warned him our credit isn’t great but that was have a guarantor and money up front, this didn’t seem to phase and he said he’s sure we can make something work. Anyway, it’s been over a week now and the responses from him are dwindling and we’ve heard nothing back. He’s not asked for a holding deposit even though we’ve asked him, and now the flat says UNDER OFFER on open rent. I have no idea if this is for our application or whether he’s just ignoring us and has gone with someone else? Does anyone have any experience.
I think if it says Under Offer, it’ll mean someone else has paid a holding deposit and this has been accepted by the Landlord. You will have missed out on this property.
There is massive competition for rental property currently, so with any poor credit history you will find it more difficult than most. Keep your head up, and look again.
You do need to do all you can to improve your credit rating. Labour are planning to make ‘money up front’ for rent illegal later this year, and those with poor credit will therefore find it more difficult to rent property using the ‘money up front’ to reduce the risk for the Landlord.
ps. its not too late to speak to your MP (especially if they are Labour) and tell them how concerned you are that you wont be able to offer rent ‘money up front’, as this will give you less options as a tenant.
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