Accidental Damage - No deposit held

Ex Housing Association property purchased at auction with tenants in situ - no security deposit in place. Mostly good tenants pay rent on time, but claim they have a secure tenancy (Which I do not accept) and they refuse to sign a new agreement, so currently living in a stalemate situation. Recently suffered fire damage due to their own negligence, firework left in bin. Two windows melted, down pipe destroyed, facia and guttering to be replaced, brickwork to be cleaned - approx. £2,000 of damage. Hopefully buildings insurance will pay, but if not, the legacy contract leaves them with the bill. How to get payment from them if they are unable/unwilling to foot the bill?

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Do they have any money?

I would be looking to get them out rather than putting my efforts on getting payment. They are probably cause more trouble on a long run! I would love to see law change forcing tenants to take on insurance.

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Not that they would admit to, but then neither do I have any.

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You can use MCOL to sue them, but if you win they may be able to convince a court that they can only afford £10 a month.

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How come solicitors at time of purchase or beforehand if auction, did not look into the tenancy that was in place?

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They didn’t need to. I understood what I was buying, but haven’t pushed them to the point of eviction as they are generally good tenants. This accidental damage situation could develop with any tenancy.

Then all you can do is put something in writing to them and if they cannot/will not pay you either suck it up yourself or do as David122 suggests with a MCOL.

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