I am buying a property which previously had a toilet overflown that caused whole flat’s floor damaged and now refloored and renovated. It is fixed now but not sure if i will happen in the future.
So assuming I have to buy this, is there anything i need to do?
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e.g. is there any thing that I can hedge against any possible odds with a tenancy from using insurance or anything you would recommend?
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i.e. is there a insurance covering items damaged caused by toilet overflown due to communal waste pipe blocked and overflown to the property?
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Is there any insurance for covering cost from causing the property to be inhabitable so i lose rent or tenant want compensation e.g. cost for temporary place to say?
any suggestion helps!