I have to move and I just made an application and reference. Just out of curiosity, I checked my credit file and I found I have an unsatisfied CCJ (740 pounds). I am going to locate the creditor and pay all tomorrow.
Will I be able to rent a place? Where should I go?
I am in South West London and feel so sad.
I stayed in my flat for over 9 years paying rent on time.
I think you’d have to have a good explanation of what the CCJ is for? why you went into debt? and why you didn’t know about the CCJ, bearing in mind the court would have sent at least 2 letters to the address where it is registered, giving you the chance to defend the process.
Many Landlords will rule you out without a second thought, but some might give you a chance. This will likely be influenced by the demand for rental property in the area where you are renting.