Mentioning MPTL in the ad

Tenant Discussion
1

Hey everyone,

I’m about to start looking for a place to rent, and I’m wondering how I could boost my chances of securing a property while on benefits.

I plan to be transparent and open about my situation from the very beginning, when dealing with any potential Landlord, to save our mutual time, but I don’t want to shoot myself in the foot by overdoing it, if you know what I mean?

I thought that mentioning my readiness to switch to MPTL would be beneficial, because it would guarantee that rent payments would always be made on time, but can you, guys, tell me honestly if this is a good idea?

My main concern is that I don’t want to sound like someone who cannot manage their finances, so he has to delegate that.

I hope that all this makes sense. Thanks in advance for any advice on that.

Matt

2

well it would make no sense to me. Perhaps explaining what MPTL is would help LLs like me!

3

Landlord request for a managed payment or rent arrears deduction
google government page

4

My mistake; I erroneously assumed this was a well-known, common practice.

It’s Managed Payments To Landlord, where DWP pays the housing element directly to LL’s account.

5

Thanks for explaining. I wasn’t aware of the acronym MPTL so that’s useful.

As should all applicants. CCJs, outstanding loans or debt repayments - all of these should be mentioned during the first conversation. If you do this and say, “Because I know your time is valuable and to let you know I’m genuine, I want to make sure you’re fully informed about my situation,” then I would respect that and hear you out.

I think it is a good idea, particularly if you state that “I know that as a LL you need to guarantee rent is paid on time so…”

Stuff happens. None of us is perfect. Nothing wrong with relying on systems to back you up so that you can ensure you meet your responsibilities. Putting it this way makes you sound responsible and trustworthy.

6

Thanks, I appreciate your feedback.