I am about to issue a new tenant with an AST and notice this time that the contract stipulates that a Landlord must provide the tenant with details of Landlord’s Insurance.
Is the a legal requirement - I have a number of properties, all under one insurance policy and am not keen to pass any info onto the tenant.
Any advice greatly appreciated. Thank you
Where did you get the AST from? If you have a number of properties, why not use the same AST as for the others?
it’s not a legal requirement to give details to the tenant, but if they ask there’s no reason not to. Furnished or unfurnished?
Thank you for your reply - the property is Unfurnished - I am under the impressions that all newly amended AST’s have a new clause mentioning Landlord Insurance - including Open Rent. Whilst I have landlord insurance for all my properties i am not sure if I want to be divulging details to my tenants.
My multi property policy provides a certificate for each property address. I must admit, that I do not routinely issue to tenants, but would be happy to do so if asked, as it does not release any confidential information about any of the other properties.
Can I ask why not? This seems to be a sticking point for you which, if you didn’t object, would make your problem go away.
er… I’m not sure why. OpenRent’s might. I don’t know because I use my own format ASTs based on the govt’s “Model agreement for a shorthold assured tenancy” which you can find by searching for “government AST”. That states at section 4.2
The Landlord must provide the Tenant with a copy of the insurance policy at the request of the Tenant.
This means you only have to provide it if they request it. I’ve never had a tenant request it in over 20 years of letting property, but there would be no reason why you can’t simply delete that clause. It’s not legally binding.
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