No , we’ve requested unfurnished
You must have rented an unfurnished mansion 
I wish 
it’s around average for where it’s situated, but it is a nice place.
One thing that greatly concerns me, though not about renting this property, landlord sounds legit to me, but my concern is with the banks and they all do it now.
They don’t at all like you spending your own money. They want to keep it under their control. Remember the bank bail ins in Cyprus in the financial crisis 2007/2008.
In Cyprus, their banks went bust. What happened to bail them out, anyone with over Euro 100,000, the balance over Euro 100,000 was split 50 50 by the bank, the deposit holders money. Hence say Euro200,000 in your account, first 100,000 you were allowed to keep, 2nd Euro100,000 was split by the bank, 50 50, 50% was yours to add to your balance, and they took the other 50% to bail themselves out. Deposit holder was left with Euro150,000, from their 200,000.
And this same law was subsequently and quietly adopted by the whole of the EU, including U.K. Our protected deposit in the U.K. is £85k. But I have heard on Nigel Farage podcasts that if that £85k limit does not result in sufficient to bail out the bank should they go bust then Government will lower the £85k to as low as is necessary.
The counter to this is to get yourself more than 1 bank account with different banks and divide your money between the 2 or 3 accounts. I keep max £20k in any bank and mine are joint accounts with double the limit which is £10k mine , 10k hubby.
See the hoops this lady had to go through to withdraw £2k of her own money for house deposit or rent. Disgusting. They say they are trying to prevent fraud, sounds nice. But I promise you this is not their real reason. They are desperate to keep your money under their control.
Recently we tried to buy 2k gold, funds were in Santander. Despite being an account that ‘ either or’ could make transactions from, they insisted in also having my approval when my husband authorised it. When I did not approve , because I actually thought their text was a scam, they closed ALL access to our account, until we went through massive hoops with their Security Team.
We are living in strange times and we are nearing the end of the FIAT money system. World debt is untenable. Take care out there and look after your money.
Buy some real gold, silver, maybe platinum to hide away. Keep an amount of cash in your house hidden, in case the ATMs stop working or the Internet stops working.
And much love to everyone. Stay safe. At least us landlords have a lot of our money safe in properties. Much harder for Government to seize.
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You have touched on the cyprus situation… I had a millionaire friend who went back to live there. the goverment siezed half of his money from his bank account. Think it could not happen here ? WRONG. the ordinary Joe public will be fleeced. The country owes Trillions
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gold has reached its max, gone r the days value doubled every 5 yrs, still it is above all even now. pure gold only. property in UK - does not appreciate much. but we r all in it because nothing else gets better interest. i would want to invest in property in other countries where no CGT and IHT,also get good rental, any idea where?
Hi Samantha
Shared owners actually have a clause in their lease prohibiting sub- letting. Help to Buy will have a similar clause in their agreement.
However, many housing associations have found that some of their shared owners are not able to live in the property as intended usually because they may have caring responsibilities or their work requires them to move elsewhere. Some (not every) housing association will permit subletting but it is often limited to one year as after that time if the person cannot return, they should really be putting their flat on the market.
Help to Buy will allow subletting in certain circumstances and if the person can get permission from their mortgage company and again it is only for one year.
I would make a lot of enquiries before taking this on. Google the name of the development to see what housing association has properties there (if this info isn’t on Land Registry) and contact them to see if this is legit.
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