Hi we are 4 ppl applying for a tenancy agreement 2 couples aged 20-24.
total net income of £6000 a month.
3 applicants have excellent credit and one is poor but has been increasing recently (was impacted due to covid). But Job now permanent and is paying back monthly.
I would like to know from a landlords point of view would you accept?
Maybe, but it would depend on the circumstances. You cant count on the other couple subsidising this person for very long if he defaults. How much is the partner earning.
This would be an HMO which will likely have more costs than a family let.