4 tenants 1 bad credit

Hi we are 4 ppl applying for a tenancy agreement 2 couples aged 20-24.
total net income of £6000 a month.

3 applicants have excellent credit and one is poor but has been increasing recently (was impacted due to covid). But Job now permanent and is paying back monthly.
I would like to know from a landlords point of view would you accept?

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seems ok to me depends how much the rent is per month

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the rent is £1200PCM

that seems a reasonable ratio to me As long as you do not fall out with one another !!. each landlord will have their own criteria

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Sounds fine to me as you are all liable for wholevrent if one doesnt pay so that shouldn’t be an issue.

As your arrangement would be classed as a house of multiple occupation some landlords may not want to do that due to hmo requirements but some will.

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do you understand what joint and several liability means?

I replied on your other post.

The income and Tenant profile would be ok with me subject to the usual referencing so long as you were all on a single Joint & Several liability AST.

Something else to consider here is that a number of people have commented on here and offered advice to you including further issues to consider and you have not responded or thanked anyone in five days. A Landlord needs open and clear communications with their Tenants and if I did not receive a response from a potential Tenant for five days that would be enough to rule them out for me. A Tenancy is a relationship and relationships that work are two ways.

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