Advice for rent with bad credit

Hello!

My partner and I are looking for a flat, I have a full time job, earn a good salary and generally am very reliable but I have 2 CCJs on my report as a few years back I was out of the country for a while and left 2 bills in my name from a previous house (my housemates didn’t pay or change the name when I moved). As I didn’t have a UK address they were sending letters to an old house so of course I had no idea so they went unpaid and resulted in CCJs.

My boyfriend has perfect credit, works full time and earns a good wage, we’re in our 30s and otherwise ideal tenants but I’m concerned we’re going to struggle to find somewhere - does anyone have any advice on what we can do?

I’ve been renting in London for 14 years and never had any problems - never missed any rent payments etc my last landlord accepted us as I was upfront with them but this was during Covid and the market is much more competitive now.

Help would me much appreciated!
Thanks
Chloe

Perhaps see if someone will agree to be a guarantor for you and be upfront with the landlord about your challenges. Mistakes happen but often openness and transparency goes a long way.

You should ensure that the ccjs are satisfied and you have evidence of this and evidence of what they were for, (in particular not related to rent).