How to cancel a CCJ

I have a prospective tenant who was ordered to pay a fraction of the original claim against him. The claimant has not notified the court that he has paid the amount.

He has shown me the order and proof of payment . He paid the amount the day of the hearing two weeks ago ( he only had to pay 16% of the claim the judge dismissed 84%) .

The court has said it stays on file until the claimant notifies the court. The claimant has not responded to the request.

Does anyone know how to go about getting the CCJ cancelled before it becomes a permanent record ?

You mean this tenant wants your place, has paid PART of a ccj, not told the court, yet you still want him as a tenant?

@Colin3 that is not what has happened here. The applicant has a judgment to pay a lower amount than was claimed. He’s settled it, but the claimant hasn’t told the court it is settled.

A judgment does not become a ccj if paid within 30 days.

But hang on…. Is this a ccj on their credit check… if so, what I’m saying is wrong as that suggests he hasn’t paid it off in 30 days.

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I get that. What I mean is you want a tenant who has had a CCJ . Paid or not .

It’s not a CCJ. The applicant has had an argument with someone over finances. The claimant has claimed far more than he was entitled to, and the applicant has won in court, being told to pay a far lower amount. This could have all been the fault of the claimant being unfair & greedy, and no fault of the applicant.

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If you owed me a pound, but I insisted you owed me £1000. I took you to court for £1000, the judge decided that you should only pay me £1 and made a judgement that you pay £1. If you don’t pay that £1 it becomes a CCJ. Is it your fault you have this judgment against you?

I follow that , but it still went to court so there was something owed. , no matter what label it comes under. Not for me ,that prospective tenant

Just because you’re sued, doesn’t mean you’ve done anything wrong. I could sue you tomorrow but it doesn’t mean you’ve done anything wrong.

A_Z You can tell tenant that they can apply for a “Certificate of Satisfaction (n443) and with proof of payment. .It is not just the claimant that can tell the court

As of today their Experian rating is 971

I remember that you can check it out on the government website. I get it about a claimant being miffed and not doing anything about it.

that credit rating will probably be better than mine( and most of us) as I have no credit cards, no debts, and no mortgage, so can understand their wanting this sorted quick. By my maths he paid £1280 ( hope this was not for rent)

gov.uk and put in N443

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So , if anyone is in this situation and the Claimant does not inform the court the debt was paid….

You can go the court in person with evidence and the court can update the system to show the debt was paid in full ( and send email confirmation)

A certificate of cancellation is not required nor can be provided because the debt was not recorded as a CCJ and thus will not show on your record.

Moral of the story be proactive about getting it documented that you paid immediately

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