I have found myself in a situation which involves a lot of money that I owe in other words, I am in massive debt and if you can provide some debt advice then that would be really helpful since I cannot figure out what to do.
Try these Debt Advice centres from my Address Book, most if not all are free, but some may have changed their contact details:
National Debtline 0808 808 4000
Consumer Credit Counselling Service 0845 272 5400 Government funded. Recommended as excellent, no fee. www.cccs.co.uk 0800 138 1111.
Debt advice: www.moneyadviceservice.org.uk 0300 500 5000 can meet an adviser, paid by Government
Debt advice: www.citizensadvice.org.uk 0844 411 1444 England 0844 477 2020 Wales 0131 550 1000 Scotland ? Or visit your local Citizens Advice Bureau if you can get an appointment: always busy as run by volunteers.
http://www.clearbooks.co.uk/ changetrack@live.co.uk 07958 207079 provided a Free debt course at 10-4 at Woodside Baptist Church, (Croydon / South Norwood area on the SE edge of London) on 22/4/10.
If you end up having to negotiate yourself, then try the Countrywide Dispute Resolution Services (CDRS) 01322 665 799 resolve@countrywidedrs.com who provide arbitration, negotiation and debt collection: powerful hard hitting tall chap met at WeMean Business at Fairfield Halls Expo 2016