Listings with “No DSS” is no longer allowed. Fair enough.
But some lenders and/or insurers only allow employed tenants. Doing otherwise invalidates mortgages and sometimes insurance polices.
If I list a property for rent - several people will enquire. I never do viewings without a slight vetting process first (this saves much timewasting), so I send a few questions before agreeing to a viewing “Do you work, how many pets, when would you be looking to move in (etc)”
If a prospective tenant’s reply is that they do not work - I then have to politely explain my lender doesn’t allow non-working tenants. But does that mean I am basically saying no to a DSS tenant - then does that mean I can be sued?
Am I even allowed to ask if they are in work before allowing them to view? (surely I am if I already know a lender won’t let me rent to a benefits tenant otherwise I’m getting someones hopes up and wasting both our times!)
OR… am I simply getting confused and it’s only illegal to say “No DSS” on the property listing so I can do my usual procedure and ask before accepting a viewing?