Hi, wondering if any landlords can suggest anything that would help me secure a tenancy. I am looking to move to Hamilton to be closer to my new partner. I have had bad credit (due to my previous partner passing away a few years ago) and I don’t have a job at the moment, but even if I had a job I would need to give up as moving to a new location and no one will give me an interview due to not being in the location. I own my own house outright, my property will be rented out to cover rent where I move to. Regardless to my house being paid for and going to be rented out, I keep hitting brick walls to secure a tenancy and I haven’t got a guarantor. Any advice or suggestions would be helpful. Many Thanks !
Your rent from your house will be taxable- after tax will it cover rent in new place?
There are companies which act as a guarantor for a fee.
Make sure debts have been paid and any ccjs set aside.
Register with some agents make sure they know your circumstances.
Without proof of regular income however you are always likely to find it difficult. Consider a lodger arrangement to start getting a history of rental income? Or find a job in new location and then that’ll help with getting a tenancy…
Appreciate its a bit if a catch 22 situation
Good luck
Hi,
Thank you ! For your reply, really appreciate it.
Not heard about companies about being a guarantor before, not sure how that would work.
Yeah is a catch 22 and very frustrating.
The rent I would get for my house would cover rent somewhere else with being taxed.
Thanks
@Lisa94 here’s an example
Partner | Professional Guarantor | NRLA Partner | Professional Guarantor | NRLA
but there are other firms offering the service too
Best
It could be that a landlord may be of the view that if the person who rents your house fails to pay the rent to you, how will you pay the rent to him.
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I think your best bet is to try to find someone with a room going in their own place who will take you in as a lodger. Just put an ad in a shop window and see what happens. I think you’ll find it very hard to get a tenancy.
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Thank you, I will take a look !
Thanks, but not as easy as that I have a 14 year old daughter and 2 dogs
2 dogs will make it harder for you to find a willing landlord
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Yeah I suppose, but I also have 6 months upfront rent and the deposit. So I am lost with what to do !
The properties I found allowed dogs just I had to sign a pet agreement and pay a larger deposit if the let was agreed, which obviously wasn’t for reasons I advised earlier
larger deposits because you have a pet not allowed by law.
Is that the law in England and Scotland?
in England yes . In Scotland no , but it is limited in amount . You can Google all this
Only asked cause you said couldn’t do that by law,. Or I wouldn’t have thought anything of it. So yeah I have looked it up now thanks and different in Scotland, so they can do it within reason
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No more than 2 months as a deposit incl pet deposit
Yeah I did read that, thanks !
Why not sell that and buy a place in Hamilton?
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Because it was valued a lot less than I was wanting and the way the market is houses ain’t shifting very quickly.
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fair enough… but with bad credit, no employment, a dog and no guarantor that’s pretty much a toxic mix right there. On top of that, the fact that you’ve no recent rental history so no rental reference means there’s no one to vouch for your character as a tenant. This combo is going to make it super difficult to find somewhere. Arguably, you could sell quicker than find somewhere decent to rent.
No chance your partner could find a place for you all to live together? Or even your partner move to your area?
If not, your best option might simply be to maintain a longer distance relationship than you’d like until the market recovers in your area.
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