The answer is: you won’t see any of the referencing reports and it isn’t thorough, not by a long chalk. There is no application process for the tenant to complete. It justs asks who their employer is and they give up if there’s no response. The check I paid for (one and only) revealed tenant had 2 CCJs which they didn’t declare to me nor were they asked about on an application form (because there isn’t one!) I wouldn’t have bothered paying for this because even though Rentguard said I could overcome the issue with a guarantor, that would have been incompatible with my landlord insurance. Rentguard want to sell you their rent guarantee insurance… without you seeing the ts and cs.
There is no point in taking up Rentguard’s referencing. As stated you see nothing behind it and they gave up on the employers of the two I sent through because they didn’t reply! No confirmation of tenant’s work status or income - what good is that?
If you took up Rentguard’s referencing and then down the track wanted to renew RGI insurance with another provider, you’d have to pay all over again as the Rentguard referencing doesn’t satisfy any other insurer’s conditions for it. On that basis, you can see why I am saying their referencing criteria is very skimpy, very short on detail and no, what they check - if at all - isn’t available for you to see.
Thorough referencing is available at NRLA at an inexpensive cost and also with Alan Boswell who can provide RGI at a favourable rate if you have or take out your landlord building & contents insurance with them.
Thanks for posting this question. I found out the hard way and wasted 3 lots of referencing costs with Rentguard in September on tenants I NEVER would have given keys to. Don’t make the same mistake!