Good morning, I am struggling to find new home due to IVA which was suppose to be helping me to clear my debts which I run into during Covid. I have finally been in peace since joined but now we are being told that we need to move out from our current property at the end of our contract. And renewal is not an option as property is being taken from rental market. I am struggling to find a new home due to credit check as I am marked by IVA. I have a really good paid job, money for deposit with a good references but still not able to rent. I am so worried that I won’t find anything in time my current contract runs out . What am I going to do?
I wonder what did you expect when you went for IVA . Red flag for a landlord You are classed as high risk
I see adverts encouraging people to clear their debt with an IVA all the time. in my opinion it falls into the if it’s too true to be real it probably is category. Why would be getting yourself into debt be solved so easily without any consequences??
Why would a landlord risk renting to anyone incapable of managing their finances they applied for an IVA. I referenced someone only to find they had an IVA who failed to disclose it thereby costing me money and wasting my time. Not disclosing it to me was the nail in his coffin.
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The best tenant I ever had was someone with an IVA. Just saying.