Buildings v Landlords Buildings insurance

Landlord Discussion
1

Hi, new landlord here

I’m probably being a bit thick but I am about to rent my house out due to having to relocate for a new job.

I am not due to move out until the end of this month, but my annual buildings and contents insurance is now due.

My plan was to do separate policies, so I can update my contents once I move to my new property and the buildings will stay in place for my existing house.

I am then taking out landlords insurance, but is this just buildings insurance again? I don’t want to not take it out if it’s needed but I also don’t want to duplicate and pay for two policies for the same thing

Can you point me in the right direction?

Many thanks
Rainey

2

If it is within 14 days, you can use the cool off period to cancel the home insurance and start a new landlord insurance.

Not sure the building insurance is for the home or for renting, you need to check out with the insurance. But I guess they are two separate entity. Content insurance is definitely different. I bought building and content when starting the tenancy. But anyway, the landlord insurance for both building and content is not very expensive, £15-20 per month.